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US Bank - Dental Practice LoansWells Fargo SBA Lenders
Assistant Vice President
First Citizen Bank
Los Angeles
TechCU Dental LoansWells Fargo SBA Lenders
Local Representative
First Citizen Bank
Orange County
TechCU Dental LoansWells Fargo SBA Lenders
Supreme Lending Consultants
First Health Funding - Dentist LendingGenesis Financial Solutions - Dental Practice LoansCenterstone Business Lending - Dental Practice Loans
Med Loan Finance - Dental Practice LoansOak Capital Funding | Dental Equipment LeasingProvidence Capital, LLC - Dental Practice Loans
Apply for Dental FinancingApply for Dental Financing and lendingReal Funding Partners
Partners Capital Group - Equipment Leasing
Equipment Lenders
American Capital Group - Dental Equipment Lenders
Equipment Lenders
Credit Wise Choice Lending - Dental Office Lenders
Midwest Business Capital Bank-dental-lendingRetailCapitalCreative Financial Corporation Loans - Dental Funding
sharpe financial network


Contact: Brian Evanstechcu
Phone: (408) 441-4774
Website: Tech CU

When you choose Tech CU for your small business needs, you are working with one of the largest Credit Unions in the country that has served its members for 54 years. Our Commercial Lending team includes best-in-class talent – skilled at helping healthcare professionals build and grow their businesses. We offer customized lending products, personalized service and the flexibility to meet your financing needs. We see past basic underwriting to find a solution and get the deal done.

Our products include:

Want to see how we’ve helped other business owners? See SBA loan case studies


Contact: Rick Annen
Title: Vice President
Address: 26980 Crown Valley Parkway | Mission Viejo, CA 92691First Cititzens Bank
Website: First Citizens Bank
Office Phone: 949-542-1221
Mobile Phone: 858-361-9867

A career in dentistry requires hard work, dedication, and commitment. These values are at the heart of how we work at First Citizens Bank. We understand the unique challenges at every stage of a dental career, and we have the expertise and knowledge to help you along the way. Let’s develop the strategy for your financial future together. Whether starting out on your own for the first time, joining an existing practice, or preparing to expand or renovate your practice, we have customizable financing options available.

Specialized Financing Solutions For Dental Professionals Starting a New Practice

Purchasing an Existing Practice

Buying into an Existing Practice

Practice Refinancing

Leasehold Improvements

Equipment Improvement

Real Estate Financing

first citizens bankfirst citizens bank

First Citizen Bank

First Citizen Bank Dental Office Bank Loans

Contact: Ryan Parry
Title: Vice President
Address: 655 N Central Ave Ste 150, Glendale, CA 91203
Website: First Citizens Bank
Office Phone: 818-296-3504
Mobile Phone: 310-279-6134

At First Citizens, we understand that your financial needs are unique as are the complexities you face in managing the finances of your dental practice. That is why we work closely with dentists to customize business solutions to successfully meet your needs.

Specialists Who Understand The Dental Industry

We understand that there is no cookie cutter approach to business banking. That is why we have a team of associates who specialize in medical and dental care. We can identify ways to help maximize your time and money in ways that make the most sense for your practice. We can tailor solutions to help you:

    • Finance future or current practice purchases, buy-ins or refinances;
    • Equipment and tenant improvement financing;
    • Increase in efficiency of your office;
    • Maximize your cash flow;
    • Manage your business risks; and
    • Enhance your benefits package.

*Rates as low as 2.99%. Terms up to 10 years.

        *Normal credit approval applies. Loan rates are effective as of 10/01/2013 and are subject to change. Actual APR may be impacted by fees, rates, loan amounts and terms. Member FDIC
First Citizen Bank Dental Financing Solutions First Citizen Bank Dental Financing Solutions
Click to Learn More

Wells Fargo

Wells Fargo Dental Practice SBA Loans

Contact: Chasse Cole
Title: Assistant Vice President
Website: Wells Fargo
Mobile Phone: (714) 580-9984

Comprehensive Financial Solutions for Your Practice

When it comes to healthcare, Wells Fargo understands the unique challenges that can impact your practice’s bottom line. To help you establish a foundation for a more sound future, we offer an outstanding variety of business products designed to help you meet those challenges.As a practice owner, you have direct access to our dedicated business bankers who can provide you with “one-stop” access to a range of financial solutions that will help your practice run smoothly. You’ll have more time to focus on treating patients and building your business. Solutions include:
Conventional Commercial Real Estate Loans:

    • Programs for Investor Or Owner Use Purchases
    • 3-10 year terms
    • 15 & 20 year for owner occupied
    • Up to 30 year Amortizations

SBA Loans:

    • SBA 504 & 7a programs (SBA 7a 25 year fixed)
    • 90% maximum Loan-to-Value

Equipment Financing:

    • Loans & Leases
    • $25,000 to $10,000,000 credit facilities
    • Medical/Dental/Veterinary
    • One page application only up to $250K
    • 100% Financing available
    • Download your Application here!

Lines of Credit:

    • Unsecured program up to $100K
    • UCC secured lines of credit
    • Equity line of credit secured with commercial/investor real estate

Wells Fargo Practice Finance Loans:

    • Medical Financing for: MD’s, Veterinarians, Dentists, & Optometrists
    • $25,000 to $1,000,000 (100% Financing available)
    • Loans for: Practice Start-ups, expansion capital & equipment purchases, Practice acquisition, & working capital

wells fargowells fargowells fargo

Learn more here

Wells Fargo

Wells Fargo Dental Practice SBA Loans

Contact: Nick Lorenz
Phone: (213) 369-9967

As the nation’s #1 provider of U.S. Small Business Administration (SBA) loans*, Wells Fargo SBA Lending has helped thousands of small businesses and dentists gain greater financial freedom by providing financing to grow their business. There’s a good chance we can do the same for you.Wells Fargo has the experience and expertise to help you get the financing you need to grow your practice. Whether it’s for expanding a practice, acquiring or starting-up a practice, buying a building, or purchasing equipment, Wells Fargo has financing options to help dental professionals like you reach your goals.There’s never been a better time to consider SBA financing. We have the SBA’s Preferred Lender designation, which gives us the authority to make credit decisions on behalf of the U.S. Government and the ability to process loans quickly. For more information, or to pre-qualify for financing, contact: Nick Lorenz, greater Los Angeles and Orange County area, for inquiries, options and quotes regarding your business’ financing needs up to $5,000,000.SBA Loans can be used for:
1. Purchase of owner-occupied commercial real estate
2. Purchase an existing business or practice
3. Improve facilities
4. Expansion
5. Purchase Equipment
Wells Fargo SBA Features:
1. Leader in SBA 7(a) and 504 Loan Programs
2. Longer terms and amortization
3. Lower down payments
4. No balloon payments
Benefits of Wells Fargo SBA Loans:
1. Low down payments and longer terms can improve cash flow and make qualifying easier
2. Low down payments
– As low as 10% down for owner-occupied real estate purchase
– Or 20% for a business acquisition
– Or 10% for a business expansion
3. Longer terms
– Up to 25 years fully amortized on real estate
– Up to 10 years for a business expansion or business acquisition
– Lower monthly payments and n balloon payments
4. Ability to finance closing costs, working capital and other project costs into 1 loan
5. May not need to be fully collateralize
* Wells Fargo is the #1 SBA 7(a) lender in dollars for fiscal year 2012. Source: US Small Business Administration as of September 30, 2012.
All financing is subject to credit approval and SBA eligibility.

Advantage Leasing Corporation

Advantage Dental Equipment Leasing

Contact: Kevin Davey
Website: Advantage Leasing Corporation
Phone: (800) 949-7040 ext.128
Cell Phone (414) 241-9448
Fax: (414) 291-3409

Since 1992, Advantage Leasing Corporation has been the premier nationwide direct lender. We focus on relationship lending with excellent ongoing service and very competitive rates. Our common-sense underwriting results in faster turn-around times and flexible terms. We provide financing for new and used equipment, including any and all soft costs. We’re not a broker and we keep all of our leases in our portfolio. Come see our lease calculator HERE! Call me today and let me know how I can help.
Thank you,
Kevin Davey I Business Development
Advantage Leasing Corporation
324 E. Wisconsin Avenue, Suite 250
Milwaukee, Wisconsin 53202
P: 800.949.7040 ext. 128 I M: 414.241.9448 I F: 414.291.3409

Atlantic Commercial Credit

Atlantic Comercial Credit

Contact: David Alvey 
Website: Atlantic Commercial Credit
Phone: (800) 669-8008

For specialty financing and growth oriented businesses, Atlantic Commercial Credit is the Right Choice! You will find our service a refreshing experience in first class customer service combined with unparalleled resources tailored to fit your immediate and long term financing needs. Atlantic Commercial Credit is well positioned to offer the most competitive Healthcare and Commercial finance products in the industry. You will find the right solution to your financing needs through one of our two divisions providing multiple lending programs for healthcare practitioners as well growing commercial customers.

CreditWise Choice

CreditWise Choice

Website: CreditWise Choice
Phone:(888) 456-9223

Owning a business can be both challenging and rewarding. That’s why tens of thousands of businesses nationwide have Credit Wise Choice. You never know when an unexpected emergency may arise or when you may need to cover a shortfall. If it does, access to cash is critical in protecting your business. That’s why every business needs Credit Wise Choice. Its the 24/7 cash protection and coverage your business needs, available anytime and when you need it.Since Credit Wise Choice is NOT INSURANCE OR A LOAN, there is NO Monthly Premium, Fixed Payments, Obligation or Commitment. You only incur an expense when and if you use it.Your cash coverage is available fast and easy and within 48 hours. Whether you need just $1,000 or your full approved amount, Credit Wise Choice provides your business with the protection and coverage you need to handle any situation.Credit Wise Choice also offers you BillGuard the first and only bill pay service that pays your bills when you can’t. So having Credit Wise Choice and BillGuard means business as usual… don’t worry, we got you covered. Sign up Today!

Creative Financial Corporation

Creative Financial Corporation Loans

Contact: George Brooks
Website: Creative Financial Corporation
Phone: (212) 534-2795
Fax: (240) 526-7165

Creative Financial Corporation is located in New York City and managed by George Brooks along with a network of Private Investors. The group has over 25 years of experience in lending and real estate. By combining operations, we can provide marketing, sales and technical support as well as operations to project borrowers that fall outside the scope of typical bank and Wall Street financing. Creative Financial Corporation specializes in offering hard money real estate financing domestically for both commercial and residential projects; asset -based lending; vehicle /equipment leasing; capital for Internet ventures; traditional commercial real estate loans and funding for international real estate projects in noncommunist countries. Our firm offers prompt service at competitive rates.Click here for a Lending Application!

First Health Funding

First Health Funding

Contact: Kristin Slink
Website: First Health Funding
Phone: (888) 256-8339
Fax: (619) 615-2266

First Health Funding was created by doctors who were upset at the high fees and inefficiencies they experienced with other medical financing companies. Bank financing was difficult and even creditworthy patients were being denied for credit. Patients and revenues were being lost because they could not find simple, affordable medical financing. First Health Funding allows the practice to maintain its relationship with the patient while managing the application process. This allows greater control over the terms and offerings to the patients, helping the practice to better grow and manage its revenue. First Health Funding approves financing down to a 600 credit score, and offers a fast and easy solution to practices needing a more lucrative solution for their financing needs. Please complete our form here to be contacted with more information.

Genesis Financial Solutions

Genesis Financial Solutions

Contact: Sales and Marketing
Website: Genesis Credit
Phone: (866) 293-1770
Fax: (503) 268-4711

Grow your dental practice by providing access to financing for patients with less-than-perfect credit. By partnering with Genesis Credit, more patients – especially those turned down by prime lenders – can afford recommended care. Genesis Credit keeps things simple and easy for both practices and patients. Genesis Credit is a dedicated credit line with simple terms, high approval rates, fast decisions, and quality support. The Genesis Credit program was built by specialists in non-prime financing based upon feedback from dental offices nationwide. The program can be up and running within a month of your practice’s application approval. There is no fee for your practice to apply, no monthly or annual fees, and no minimum or maximum loan volume. Contact us for details and an application today.


Centerstone Small Business Lending

Contact: Jim Chung
Website: Centerstone
Direct: (213) 805-5267
Office: (213) 805-5220

PRACTICE FINANCING WITH FLEXIBLE OPTIONS:As a Top 25 Direct SBA Lender in the country, Centerstone has the experience and track record to help fund your practice financing needs.ELGIBLE USES OF SBA LOAN PROCEEDS:


Med Loan Finance

Med Loan Finance

Contact: Todd French
Website: Med Loan Finance
Phone: (214) 254-4815

Med Loan Finance is one of the finest medical loan finance companies that is dedicated to finding the perfect fit for our customers needs. We work with people of all credit histories and backgrounds, and our extensive base of lenders and providers make it possible to offer the best medical loan financing around. We Financing for: Plastic/Cosmetic Surgery, Infertility, Fertility, Bariatric Procedures, Weight Loss, Dental, Lasik/Vision, Dermatology, Hair Transplant, Hospital, Insurance Co-Payments, Adoption, Funerals, and Medical Tourism. See how Med Loan Finance compares to CareCredit!

Oak Capital Funding

Oak Capital Funding | Equipment Leasing

Contact: Brad Nutter
Website: Oak Capital Funding
Phone: (818) 676-9883
Fax: (877) 887-5116

We provide equipment leasing and financing solutions for clients with all ranges of credit. We can finance all general dental equipment needs. Our range of financing goes from $1,000-$500,000 typically.

Providence Capital

Providence Capital, LLC

Contact: Norman Tamang
Website: Providence Capital Funding
Phone: (714) 985-6202
Fax: (714) 985-6252

Providence Capital, LLC is an independent Equipment Leasing company providing creative financing solutions to meet the demanding needs of today’s growing companies. We recognize the variety of financing options available in today’s marketplace and are confident that our programs, pricing and experience collectively represent a superior financing alternative. We work closely with related banks and various funding partners enabling us to offer you the best financing options to help your business grow. We strive to offer our customer the best possible rates, the most flexible terms and ongoing personalized service.Providence Capital has added 3 new banking lines, all immediately available to your customers. That brings our total to over 20 possible sources for equipment financing. If you have any customers that are looking to buy equipment and need help with financing we’ll definitely have a great solution for them. With application-only programs available for up to $100,000 the process is easy and fast. Let us know how we can help!



Contact: Kevin Qian
Phone: (888) 664-1444
Fax: (619) 615-2266

RetailCapital is America’s fastest growing and most trusted alternative finance source. We offer fast financing for your dental equipment with no hassle, no hidden fees, and no interest rates. Our payback system is based off a set percentage of your monthly sales, so you never need to worry about monthly ever again. Give us a call or apply online to get approval in under 24 hours.

First Pacific Funding

Apply for Financing

Contact: Mike Reiner 
Phone: (512) 301-9819
Fax: (206) 202-1351

Customers with good credit don’t always have enough cash to buy the
equipment they need and can’t always get bank financing. If you’re having
any trouble receiving financing we can help. First Pacific Funding can build a
vendor lease program for you allowing complete flexibility to close these difficult
transactions. If structured correctly, we can make leasing much more than a great
sales tool for you.Everything is automated to save you time.
You can apply anytime 24/7 day or night at your convenience. We have
used this technology with thousands and thousands of other clients.
Save time and make leasing so much easier. You won’t be disappointed! Not convinced? Read here!

Supreme Lending Consultantsa division of Supreme Products

Supreme Lending Consultants

Contact: Paul T Appel
Website: Supreme Lending Consultants.
Phone: (818) 273-4365
Cell: (949) 795-1633

Supreme Lending Consultants is a group of Healthcare Lending Professionals with over 40 years combined lending experience that will assist you in finding a loan product that is right for you. We take it upon ourselves to present your loan to the Bank and deal with them directly on your behalf.

We service Dentists, Veterinarians, Optometrists, Medical Doctors and in SOUTHERN CALIFORNIA, INDEPENDENT PHARMACISTS AND CPA PRACTICES.


– Terms up to 15 years/ Fixed Rates and Structured Rate Adjustment Loans
– Customized, Creative Loan Structures- Supreme Consultants present options:
– Practice Sale Application ONLY Loans up to $275,000 for Dentists and Vets
– SBA- 100% Financing Available
– Practice Equity Loans-Supreme Quick
– Equipment Loans Application ONLY- for ALL Practitioners- Supreme Express Loans Loan up to $500,000, include investment dollars, retirement planning, even business credit cards
– Debt Consolidation Loans/Retirement Planning- why wait until you retire or sell? Utilize TODAY’S Practice Equity, a percentage of business revenue is available to YOU. Let Supreme Credit Consultants maximize your “CASH FLOW” reduce monthly expenses and INCREASE Personal Financial Independence. SUPREME DOLLARS work for you, loans up to $10,000,000!
– Dental, Veterinarian, Optometrist, Medical Doctors, Insurance Agents and in the Midwest- Pharmacists and CPAs

– 10 to 15 year terms starting at 3.95% Nationally
– Fixed Rates starting at 4.99% for 10 years
– Deals over $2,000,000 12 year amortization loan on a low 10 yr. fixed rate
– Supreme Quality Loans-Better personal credit scores in excess of 700 better RATES!
– 4.50% Supreme Quality Rate on a 15 year term/ 5 year rate adjustments

– Includes- Dentist, Veterinarian, Optometrist, Medical Doctors, Independent Pharmacist and CPAs
– 3.50% Rate on a 10 year loan – 5 year adjustment
– 4.35% Rate on a 10 year FIXED LOAN

Yale Business Capital

Apply for Financing

Contact: Rafi Refaeli
Phone: (954)755-6169
Fax: (800) 553-9172

Get from 5,000 to half a billion dollars from major lenders, It doesn’t matter whether you have poor, moderate, or good credit

Need money today? Receive any amount from our major lenders. We work to make you happy. Apply today with minimal requirements. Flexible credit, it doesn’t matter if you have poor, moderate, or great credit. Apply today!

We offer a variety of loan options that can help put you on the fast track to success in starting your own business or expanding your company. We break down the most viable option that will help you foresee dangers in certain decisions, and guide you into the loan that best suites your needs whether immediate or long term.

We will work with your credit and help you build it through refinancing, loan consolidation, and different payment options. Trust us to help you secure your business for the long term. Fill out our fast and FREE online quote today. Contact us to speak to an agent that is qualified to help you with any issue regarding your current or future loans.

Apply Online Here!

US Bank

US Bank Dental Loans

Contact: Zjamahl Fain
Business Banking Officer
Phone: (949) 798-4433
Fax: (949) 423-1428

U.S. Bank Practice Finance, a leading national program, can help your business with tailored dental practice loans. Whether you are starting your career or have an established dental practice, U.S. Bank is your partner for customized practice financing for: acquisitions, practice buy-ins or buyouts, practice debt refinancing, practice expansions, practice relocations and new practice start up.U.S. Bank is a leading small business lender and top financial institution in the United States. Give us a call to begin your U.S Bank experience today.Subject to normal credit approval.

Sharpe Financial Network

Apply for Financing

Contact: Patrick Sponsel
Phone: (623) 934-1340 ext. 101
Fax: (866) 922-2491

After 23 years of successfully financing equipment for businesses of all sizes, Sharpe Equipment Leasing has established ourselves as the leader in the equipment financing and leasing business. We’ve broadened our scope to include working capital loans, patient financing, factoring, refinancing, and specifically financing for Dental Practice acquisitions.
We continually strive for excellence in facilitating a relationship with you and your firm. We have many financial alternatives to help your business acquire the capital you’re needing today! Prompt responses, caring positive attitudes and personnel, and flexibilities needed for the special requirements of each and every customer. We have financed over 1 billion in equipment and provided over 20,000 businesses with working capital solutions to acquire inventory, lower their cost of goods, improve cash flow, collect receivables and many other financial partner needs.
Contact our representative for details, get a FREE QUOTE or pre-qualify now with our online application.

Partners Capital Group

Partners Capital Group

Contact: Brian Bernal
Phone: (949) 916-3900
Fax: (949) 916-3901

What will it take to earn your next deal???
NO payments until next year!!!!

As a direct lender in all 50 states I can offer the following:

Download your application here!

American Capital Group

American Capital Group - Dental Equipment Lenders

Contact: Chad Faust
Phone: (888) 545-1798
Fax: (888) 545-2798

American Capital Group has been able to serve its clientele with trust and loyalty since 1995 because of their proven track record of getting the job not only done, but getting it done right. With 100% financing available for the costs of any new or used equipment you need, which includes soft costs such as tax and shipping, American Capital Group can create a program that works for you.
American Capital’s broad expertise means that they can provide a full range of financing solutions for equipment acquisitions in a variety of industries, which range from audio/visual, construction, technology, manufacturing, transportation, waste management, medical, to any studio product. As you and your business continue to benefit from our experience, knowledge, financial strength, and full geographic presence throughout the United States, we are proud to serve you and your business needs.
Our simple straightforward process helps speed up your equipment acquisition and your business growth more than ever before.
Calculate Your Monthly Payments Online!
Apply for Equipment Lending Online!

Midwest Business Capital


Contact: Dan Bywater
Phone: (801) 949-0021
Fax: (614) 255-3534

MIDWEST BUSINESS CAPITAL SIMPLIFYING PROFESSIONAL LENDING IN 2014Midwest Business Capital is a division of United Midwest Savings Bank and is a nationwide lender for the dental, medical, veterinarian and optometry industries. We have over 13 years of specialized experience in lending to these professional industries. We lend in other industries as well!Our creative and proven loan structures are designed to help you provide your client with financing that will help them succeed in their industry.

Recent Transactions
Dental Practice – $470,000
Provided financing for 1st time practice buyer.
Structured the deal requiring no cash from the borrower.
Working capital included.
Funded deal despite low borrower assets.

Dental Practice – $650,000
Refinanced existing practice debt and provided funds for building upgrades.
Approved and closed in 30 days.
10 year term.